9-11 Sylvia Park Rd Mt Wellington, Auckland
Call us today 09 270 0776 09 270 0776

Finance Information

We offer quick & easy, competitive vehicle financing through Merchant Motors, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

At Merchant Motors we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

You may see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.

Merchant Motors can provide you with:
  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options if you don't have a deposit or trade. We can evaluate your circumstances and see if there is a solution for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.

Finance Central Related Information

Interest Rates & Fees / Loan Agreement Sample
https://www.financecentral.co.nz/finance-info

UDC Finance Related Information

Consumer Credit Documentation:
https://www.udc.co.nz/car-loans/consumerdocuments

Marac Related Information

Schedule of Standard Fees and Charges Applied to Consumer Contracts
https://www.marac.co.nz/finance/interest-rates-and-fees

Consumer Loan and Security General Terms
https://www.marac.co.nz/Uploads/MARAC_Consumer_Loan_and_Security_Terms.pdf

Finance Now Related Information

Car Loan Rates and Fees
https://www.financenow.co.nz/help/motor-vehicle-dealer-rates-and-fees/

Oxford Finance Limited Related Information

We will make the finance process as easy as possible for you. All you have to do is provide accurate information and find your new purchase and we can do the rest.

OFL standard fees and charges – Consumer & Business
https://www.oxfordfinance.co.nz/fees-and-charges/

OFL Terms And Conditions – Consumer
https://www.oxfordfinance.co.nz/wp-content/uploads/2021/10/Extract-Ts-and-Cs_OCT2021.pdf

Auto Finance Direct Related Information

Schedule of Standard Fees and Charges Applied to Consumer Contracts
Fees and charges

General Terms
Terms of use
General T&C's

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The Privacy Act 2020

I/we authorise Merchant Motors* to collect, retain and use the personal information about me/us, for the purposes of:

  • Assessing my/our credit worthiness;
  • Attending to the financing, whether directly or indirectly, of my/our contract(s) and enforcing Merchant Motors’s rights thereunder;
  • Marketing and/or informing me/us about the goods and services provided by Merchant Motors

I/we authorise Merchant Motors to collect from credit reporting agencies, credit providers, my/our employer(s), accountant(s), relatives, or other person(s) such personal, financial and commercial information about me/us for the said purposes.

I/we authorise Merchant Motors to provide this information:

  • To any person for the foregoing purposes;
  • to any employees and agents of Merchant Motors and/or any other person, in any ordinary course of business, for any of the foregoing purposes;
  • To credit agencies for the purpose of maintaining proper or effective records.

I/we acknowledge that if i/we do not provide all or any part of the information requested on this application form, my/our application for finance may be declined. I/we further acknowledge that pursuant to the Privacy Act 2020, I/we have a right of access to information collected by Merchant Motors about me/us and to request that this information be corrected. The information will be held at the office of Merchant Motors, 9-11 Sylvia Park Road, Mt Wellington, Auckland 1060 or the registered offices of any party nominated by Merchant Motors.

*Merchant Motors and other associated third parties